A simpler way to get business insurance quotes.

Tell us about your business through a guided chat. Our technology helps prepare the quote request, and an authorised insurance broker reviews the options before they’re sent to you.

Let's ChatHow it worksContact broker
Why a broker

The cheapest quote is the one that pays the claim.

Most platforms compare prices. We compare policy wording, exclusions, limits, and coverage — because that’s what matters when a claim happens.

For new cover

Just starting out — or your renewal is coming up?

Describe the business once. We consider insurers from our approved panel and compare those that may be suitable for your risk, then come back with two or three options.

  • Written recommendation within 48 hours
  • Start without a lengthy form. Additional information or insurer documentation may be required before cover can be arranged.
  • A broker fee may apply depending on the service option you select. We disclose applicable fees and remuneration before you proceed.
Start a brief
Already covered

Got a policy — not sure if it still fits?

Share the schedule at the end of the chat. We benchmark it against the market, flag gaps, and suggest moves before the renewal arrives.

  • A second opinion on your existing policy
  • We tell you if your current cover is fine
  • Switch only when there is a real reason to
Benchmark my policy
What we cover

Three covers. Reviewed by a human.

Start with any of the three, or open the full list — we place everything from Management Liability to Marine Transit.

BUSINESS INSURANCE

Business Insurance

The core covers most businesses need — bundled into a single brief so we can match you to the right policies in one go.

Ask about it
PL + PI

Public Liability + Professional Indemnity

Third-party injury or property damage from your business, combined with cover for claims alleging your advice, service, or design caused a client financial loss.

Ask about it
CYBER

Cyber Insurance

Response costs, business interruption, and liability if your systems are breached or held to ransom.

Ask about it

Everything we can arrange

Pick the closest one and tell us about your business — an authorised broker reviews every brief.

Liability

Public LiabilityInjury or property damage claims from your work, your site or your products.Professional IndemnityClaims that your advice, service or design caused a client a financial loss.Management LiabilityDirectors and officers, employment practices, statutory and tax liability.

Property & business

Business PackProperty, contents, glass, equipment, business interruption and theft.Commercial PropertyFor landlords: the building you rent out, its contents, and the rent you'd lose if it became unusable.Contract WorksConstruction projects, materials on site and the liability that comes with them.

People, vehicles & goods

Workers CompensationThe cover you must hold once you employ staff, arranged for your state.Commercial Motor & FleetBusiness vehicles — damage to yours or someone else's, and injury to others.Marine TransitStock and goods while they're being moved, by road, sea or air.

Technology & specialist

Cyber InsuranceBreach response, business interruption and liability after a hack or ransom.Personal Accident & SicknessIncome support for owners and workers not covered by workers compensation.Something elseAllied health, medical malpractice, corporate travel, association liability — just ask.
Not sure which one you need? Describe your business and we’ll work it out.12 covers
How it works

Chat in five minutes. Recommendation in forty-eight hours.

AI handles the intake so it feels like texting a friend. A broker handles the judgement so you get a defensible recommendation, not a robot's best guess.

1

Describe your business

Describe your business naturally through chat — no long forms or complicated applications.

2

AI builds the brief

Risk signals, sums insured — structured for underwriters.

3

A broker reviews

An authorised insurance broker compares options across our panel.

4

Written recommendation

Two or three options, with reasoning — within 48 hours.

5

You decide, we arrange cover

If you decide to proceed, we arrange cover with the insurer and provide confirmation once the insurer has accepted the risk.

What actually matters.

Not vanity metrics — the core pillars of how we get your business covered.

48 hrs
Brief → written recommendation

From your first message to a written recommendation in your inbox, within 48 hours.

Approved panel
Insurers we can access

QBE, CGU, Chubb, Vero, Dual, and specialist cyber markets. We consider insurers from our approved panel and compare those that may be suitable for your risk.

2 service options
Fees disclosed upfront

A broker fee may apply depending on the service option you select. We disclose applicable fees and remuneration before you proceed — see Pricing.

Advice first. Quote later.

Start a conversation now — five minutes is usually enough. Or book a 30-minute slot with a broker at a time that suits you.

Let's ChatSchedule a call
Questions

Straight answers.

If something isn't here, ask the assistant — or schedule a call with a broker.

Why not just get an instant online quote?
Instant online quotes are designed for speed, not advice. They use the information you provide to generate a price, but they don't assess whether the policy is the right fit for your business. Small differences in policy wording, definitions and exclusions can make a significant difference when it comes time to claim. A broker helps ensure you're buying cover that suits your risks—not just the cheapest option.
How fast will I hear back?
Most briefs get a written recommendation within 48 hours. Urgent matters — a contract needs cover by Friday, for example — we flag and prioritise.
Do you charge a fee?
A broker fee may apply depending on the service option you select. We disclose applicable fees and remuneration before you proceed. Plus is remunerated by commission from the insurer, which is built into the premium. Essential charges a flat broker fee, quoted upfront with your options. Compare them on our Pricing page.
Which insurers do you work with?
A curated panel of major Australian and international underwriters — QBE, CGU, Chubb, Vero, Dual, and specialist cyber markets among others. We disclose every insurer we compared before recommending one.
Is the AI making the decision?
No. The AI structures your brief — it does not select the cover or arrange the policy. Every recommendation is signed off by an authorised insurance broker (AFSL authorised representative).
What if I already have a policy?
Share the schedule at the end of your chat. We will benchmark what you have against the market at renewal — often with suggestions before the renewal arrives.