Covers goods while they are in transit, whether that is a container arriving from overseas or stock moving between your own sites by road. A carrier’s own liability is limited and often far below what your goods are worth.
These are the real questions, and why each one changes your premium. Book a call and a broker walks through them with you.
Cover is limited per conveyance, not per year. The limit has to match the biggest consignment on one truck or in one container, not the average.
Road, sea and air carry different risks and different sets of standard clauses. Imports also raise where cover starts and stops against the seller’s terms.
Insufficient or unsuitable packing is a standard exclusion in cargo wordings. Fragile or temperature-sensitive goods need it spelled out rather than assumed.
Storage in transit is usually covered only for a limited period. A longer stop can fall outside the transit entirely and belongs on a property policy instead.
Pick a time that suits you. An authorised broker takes it from there and goes to the market on your behalf.
This page is general information only and does not take your objectives, financial situation or needs into account. Consider the Product Disclosure Statement before deciding. Cover is subject to the insurer’s terms and acceptance.