Covers the vehicles your business runs: damage to them, and the damage they cause to other people. One vehicle or a hundred, the cover works the same way and is rated on what the vehicles do and who drives them.
These are the real questions, and why each one changes your premium. Our chat walks through them with you.
The driving record of whoever is behind the wheel is the most predictive rating factor in motor insurance. A non-disclosure here is also the fastest way to have a claim declined.
Hiring a vehicle out is a materially different risk, and several insurers decline it outright rather than price it.
It changes both the liability exposure and which insurers will look at the risk at all.
Pre-existing damage is what claim disputes are built on. Declaring it up front is what stops an argument later.
No forms. Answer a few questions in chat and an authorised broker takes it to the market for you.
This page is general information only and does not take your objectives, financial situation or needs into account. Consider the Product Disclosure Statement before deciding. Cover is subject to the insurer’s terms and acceptance.